Your Mortgage.Michelle's Personal Attention.
Over 28 years of helping clients secure the right loan, with clarity & confidence.
From pre-approval to closing, you get direct communication, smart strategy, and loan options tailored to your goals.
28+ Years
Experience
Recognized
Industry Leader
Thousands
Successful Closings
Recognized by Government,
Industry Leaders & Our Community
Over two decades of award-winning performance, from the U.S. Congrress to the nation’s top mortgage lenders.
Government Honor
2022
California State Senate
Certificate of Recognition
Industry Award
2023
Fastest Closing
Mortgage Broker
Community Honor
2022
Captains of Industry
Honoree
Greater San Fernando Valley Chamber of Commerce
Every Borrower. Every Situation.
We Have a Program.
From first-time homebuyers to seasoned investors — including foreign nationals and self-employed borrowers that big banks turn away.
Conventional Loans
FHA & VA Loans
Bank Statement / Stated Income
DSCR Loans
Investment Properties
Refinance & Cash-Out
Getting Your Loan is
Simpler Than You Think
We handle the complexity so you don’t have to. From first call to closing, Michelle guides every step personally.
Apply in Minutes
Complete our straightforward online application or call Michelle directly. No confusing forms, no runaround — just a simple conversation about your goals.
We Find Your Best Rate
Michelle shops dozens of lenders on your behalf — accessing programs and rates that aren't available directly to consumers. You get the most competitive rate we can find.
Close With Confidence
From approval to closing day, we stay by your side. Our award-winning speed means you close faster — and our Lifetime Rate Watch keeps working for you long after.
Michelle Bendersky
With over 28 years in the California mortgage industry, I’ve helped thousands of borrowers — from first-time homebuyers to seasoned investors — navigate the lending landscape with clarity and confidence. I’ve built my reputation on speed, transparency, and doing right by my clients every single time.
Before founding My Loan Underwriters, I built a track record of top performance at World Savings and Wachovia Mortgage — earning national recognition for production, improvement, and client results. That same commitment drives everything we do today.
“My clients don’t get handed off to a junior processor. They get me, from the first call to the closing table.”
What Our Clients Say
About Working With Us
"Michelle made our first home purchase completely stress-free. She explained every step, found us a rate we couldn't believe, and was always available when we had questions. We closed in record time!"
"As a self-employed business owner, every lender I talked to turned me away. Michelle found a bank statement program that worked perfectly for my situation. She's a miracle worker."
"I've used Michelle for three investment properties now. Every time, she beats the competition on rate and speed. Her Lifetime Rate Watch already saved me thousands on a refinance. Couldn't recommend more highly."
Ready to Get Started?
Let's Talk
Whether you’re buying your first home, refinancing, or growing your investment portfolio — the first step is a simple conversation. Michelle answers personally.
Phone
(818) 565-6212
Location
Los Angeles / San Fernando Valley, CA
Hours
Mon – Fri · by appointment
Real Estate Broker · California Department of Real Estate #01860630
NMLS #328255 · Equal Housing Opportunity Lender
Send Us a Message
We’ll respond within one business day.