Purchase
Buying a new home and need to secure loan financing? Traditional loan programs, investment programs, and relocation programs are all available.
*** We Have a Special Program for First Time Homebuyers – place as little as ½ Percent Down Payment ***
Refinance & Lower Your Rate
With market rates in a historically low range, we can explore rate reduction loans which save most clients $1000s.
Refinance & Consolidate Your Debt
Allows you to pay off existing debt such as credit cards and student loans. You may be able to lower your monthly payment or interest rates and possibly gain tax advantages.
Cash Out
A refinance that gives you cash back to do as you please. We have lenders that have no cap on the amount you can cash out.
Jumbo
We have portfolio loan programs designed for Jumbo loans up to $10 Million Dollars.
HARP
Is your property lower than the amount you own on the mortgage? If you are upside down and your investor on your loan is Fannie Mae or Freddie Mac we may be able to refinance you and lower your payment.
VA Loans
100% Financing – No Down Payment on purchase loans. Up to 90% Cash out and regular refinance. No mortgage insurance.
Reverse Mortgages
Are you over the age of 62? A Reverse Mortgage allows you to not have any mortgage payments for the rest of your life. (That means no mortgage payments!) Call and get more details.
Can’t go Full Doc
Stated Programs are Available where you do not have to verify your income to qualify.
Less Than Perfect Credit
We have loan programs even if you have less than perfect credit – call and see if you qualify.
FHA Loans
3.5% Down.
Problems with your credit, excessive credit card debts, or difficulty verifying income due to being self-employed or other circumstances? WE CAN HELP. We believe you deserve a chance.
We have loans available for owner occupied, 2nd homes, Investment properties, Flips, and more.